Best Passive Income Apps to Earn Money & Gift Cards

Passive Online Income

Being able to earn passively is the ultimate desire for most people, no matter their age or status. It’s something that I focus on as I embark on my journey for financial freedom. It’s much easier to cut expenses than it is to increase your income. As a result, I’m much more income-oriented to improve my financial future.

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Goldilocks Effect

Best Passive Income Apps & Websites

We set out in earnest to find passive income streams that help us achieve financial freedom in late 2018. 

Ultimately our goal was to earn at least $1000 a month each and fulfill our dream of becoming digital nomads, and know that we have that money coming in, regardless of what other freelance work we did while abroad. Edit: We were able to quit our jobs in April 2019 and moved to Europe! Read 10 Flexible Digital Nomad Jobs read here.

These are the best passive income apps and simple task websites that we are still using in 2020 to bring in that steady passive (or nearly passive) income.

How Do Passive Income Apps Work?

Passive income refers to money you earn that require little or no ongoing effort. Many of these apps are “set it and forget it,” while some require a little more from you. Apps like DOSH pay you every time you spend at any of their many retailers, no extra effort required, just extra money for you at the end of the month. 

Similarly, Honeygain and Upvoice are apps you set up once, go about your normal routine, and wait for the dividends to roll in. A few of the companies on this list require slightly more effort, but not too much.

These 10 apps have helped us achieve financial freedom, and have multiple streams of income coming in, often while we’re sleeping. This allowed us to pack up and embark on a digital nomad adventure, and we wanted to share the earning opportunity with anyone looking for multiple streams of income.

Best passive income websites and apps

Best Passive Income Apps to Make Money

best passive income apps and websites

Earn Passively with Honeygain

HOneygain - remote work home quarantine

Enter promo code: 
FORUMBEE for $5 on sign up

Honeygain is a truly passive earning opportunity. This website offers a program for Windows and macOS or an app for Android and iOS to share your unused internet bandwidth to data scientists and earning money in return.

The App is easy to use, and I found nothing suspicious in their privacy policy. So if you’re looking for a way to make some easy money, Honeygain is one of the most straightforward ways to do it.

They also have a generous referral program, a great way to earn even more passive income. $5 per referral, up to $100. 


How Does Honeygain Work?

Best Passive Income Apps and Websites

That’s it, super easy extra money. I earn about $20 in just over a month, and cashing out to PayPal is super easy. They even added an option to cash out into Bitcoin if you prefer. Honeygain has been one of my favorite passive income earners, because it’s just so darn easy!

best passive income apps and websites

Easy Extra Money with Zap Surveys

Get $6.25 now just for signing up! Take high-paying surveys every day on Zap Surveys, get rewarded for your location, and get daily guaranteed cash. Zap Surveys is available on both iOS and Android devices. Take surveys for money, get cash back when you shop, or get paid just by being in or close to one of their many retailers. 

Zap offers daily paid surveys that tell you the exact dollar amount you are going to earn before even starting a survey. For every completed survey a donation is made to prevent child starvation around the globe. You make money, they give to charity. Win-win!

However, I rarely do surveys, and still make decent returns form Zap. They have a daily prize just for logging on, and my favorite, location surveys. They pay you (usually 10-15 cents) just for being near certain retailers, you don’t even have to go in. 

Also, Zap has partnered with more than 50 major retailers and brands to provide you with cashback when you shop. So, when you shop with the app, you can earn up to 40% cash back. 

They are now offering $6.25 for creating an account and completing your first survey.

best passive income apps and websites
best passive income apps and websites


Upvoice is a innovative market research firm that helps top brands make better marketing decisions, and allows you to earn some serious passive income. Companies need to analyze data from everyday users like you and me to make certain decisions on ad campaigns and to make overall better business decisions. 


Here’s How UpVoice Works:

Sign up as an UpVoice panelist — Earn $5 for signing up.

Once approved, you’ll receive a link to install the UpVoice Chrome extension (Must use Google Chrome)

  • You will receive an extra tokens bonus every time you’ve reached increments of tokens earned over time (i.e. when reaching 2,100 tokens over time you will get additional 240 tokens).
  • You can make up to $100 by taking advantage of our referral program.

The UpVoice chrome extension will be used to anonymously collect ads that you see when you regularly visit YouTube, Amazon, LinkdIn or Twitter on your desktop computer. You receive daily tokens that can be redeemed for Gift Cards to popular retailers such as Amazon, pre-paid Visa, iTunes, Nike & more.

The data collected is anonymous and only used for providing brand marketers with advertising campaign insights.

After the UpVoice chrome extension is installed (and you stay logged in) you go about your day and never think about this app again, until you want to cash out. That’s all it takes to start earning!

In less than a year I earned $100 in Amazon Gift Cards for  Christmas.  Free gift buying anyone?

Free Faucet is one of my favorite passive income websites, and a super simple way to gain bitcoin holdings without having to put in money. Once an hour you roll the dice and gain satoshis (fractions of a bitcoin) each roll. You have a chance to win up to $200 in bitcoin each hour. Simply roll the dice and get paid. is one of the most famous bitcoin faucets, which has been operating since 2013. It is a reputable online platform used by millions of individuals looking to earn additional Bitcoin earnings. While the payouts may not be massive, by spending a small amount of effort, you can amass great earnings over time. If you’re looking for an efficient faucet in 2020, Free is the right place to start.

Additionally, they pay 4.08% interest on any holdings over 30,000 satoshis, which at today’s prices (around $10,000) is less than $3. That’s a much higher return than most savings accounts, and great way to save for the future. Another great way they help  you gain more Free is by offering a generous referral program of 50% for life. I signed up under my husband, and he gets half of everything I earn added to his account as well. 

I have been using for over two years now, and in that time I have amassed quite a bit of Bitcoin, through free rolls, the wheel of fortune and earning 4% interest on the Bitcoin I have in there. 

If you have ever thought about or wanted to own Bitcoin, but didn’t know how, or don’t necessarily have cash to put in, this is a perfect way to get your foot in the door and start earning and holding your own Bitcoin. 2020 was an unprecedented year for the cryptocurrency, and as large investor and institutions buy in, the price will continue to rise. Don’t be left behind, grab your free satoshis today and become a proud bitcoin holder for free. 

Passive Income with Dosh

Dosh is an app that gives you cash back when you make a purchase at participating outlets using your credit card. It also works with debit cards, but you have to choose the “credit” option when checking out. Dosh is the only cash-back app that automatically sends cash back without the usual hassle involved.

When you use Dosh, you’ll earn cash back when you shop, dine or travel. Simply download the app, link your cards and start earning. No coupons or receipt scanning.

My favorite place to by Groceries (Grocery Outlet) is one of their retailers, so I get cash back on my already incredibly budget-friendly weekly shop. I love that unlike Ibotta and other apps, I don’t have to do anything to get my cash back. This makes using DOSH a passive income earner on things you would already be buying.



  • Download the Dosh app (Click here to get a $5 Dosh Sign-Up Bonus.)
  • Link your credit and/or debit card through their secure process.
  • Shop and dine using your linked card at 1000s of stores and restaurants.
  • Get paid up to 10% cash back in your Dosh wallet.
  • Transfer your cash to your bank account or PayPal. You can also donate to a charity from the app.

Host with Airbnb

Hosting with Airbnb can be incredibly lucrative, with the average Host bringing in upwards of $1000/month. This is is just the overall average, many people make much more. 

The sharing community has opened up a world of wealth for home owners that was never available before. Many people are renting out their entire home and making their mortgage payment in a week. Other potential hosts may just have a spare room, unused lower level, Mother-In-Law suite or an apartment over the garage that they are looking to rent out for extra income. 

I met a guy who was sleeping on his living room floor due to a back injury. He was unable to work and worried about money. Realizing he wasn’t utilizing his bedroom, he listed it on Airbnb. Within an hour it was booked and rented it the next day. He made so much money doing this that he was able to buy a second place to rent out and kept increasing his profits. In under 6 months he was able to quit his job entirely.  

All types of listings are welcome on Airbnb–even if you don’t have space in your home, there is still massive earning potential! There are people setting up “glamping” tents in their backyards, setting up tiny houses, renting their apartment while they spend the weekend with their significant other or even renting out space for people to park their RVs. Read more creative rental ideas in our post here.

Our informative article How to Make Money with Airbnb has everything you need to get started, and how to think outside the box with hosting. If you want to see what you could make with your rental, click the yellow button below, it will tell you exactly what you could be earning, no sign-up required. 

Inbox Dollars

best passive income apps and websites

InboxDollars is a leading Swagbucks alternative. And it’s a great option to diversify the ways you can make money. 

Paid surveys are one way to make money with InboxDollars. But you can also get paid to read emails and test products. Or you can redeem coupons, shop online and watching videos. Earn a  $5 bonus cash just for signing up. 

The most popular payment method for InboxDollars is cash. But you can also redeem your points for retail gift cards as well.

InboxDollars is a BBB A+ rated company. Since its foundation in 2000, it has paid out over $59 million to its’ members for everyday online activities. They will even give you a $5 bonus simply for signing up.


swagbucks-logo - make money from home

Swagbucksis a company that provides various online income opportunities. You can earn money by referring to Swagbucks, paid surveys, watching videos, shopping, using the web and many more.

I rarely do surveys, however I am still making money from Swagbucks. 

The App is easy to use and they offer a referral program that pays you when you share Swagbucks with your friends. They also have a $5 sign up bonus.

Looking for more ways to make money online?

Testing websites and apps, also called usability testing, or UX testing is one of our favorite ways to earn money online.

Most companies pay you $10 for 10-20 minutes of your time, which is $30+ an hour! The testing is simple, you are getting paid for your honest feedback on their site.

My favorite was a test I got in Feb. 2020 with TestingTime for which I was paid £55 ($68) for 20 minutes of my time.

We recommend signing up to several sites to be the most profitable with this side-hustle. Click here for a full list of companies hiring freelancers in 2020. 

The best part is you can work from ANYWHERE as long as you have an internet connection and a PayPal account. We typically earn about $1000 a month with usability testing, it’s an excellent extra income for anyone already working from a computer. 

Some of our best earning sites are:


Get signed up today and start earning right away. Check out our post about Usability Testing for the top companies we work with to earn $200-300 a week.

Are you being smart with your money?

Better banking was a huge part of my financial freedom journey. We weren’t always super good with money, and things used to be tight. We lived paycheck to paycheck and any unexpected expenses usually hurt pretty bad. Our bank typically made everything worse by charging crazy fees, once they charged me a monthly fee that then triggered an overdraft fee. $50 to the bank that day just for having an account.  Luckily there is a new type of bank on the market, fee-free online banking.

Better Banking

Overdraft charges show up at the worst times, charging people money for not having money! On several occasions our “regular” bank (I won’t name names) charged us an overdraft fee on the same day we had a direct deposit, they just put the debits through before the credits. This is a sneaky way for banks to make more money by charging you unfair fees.  

Consider joining a 100% free bank like Chime which does more than practically any bank when it comes to helping its customers save. Unlike traditional banks, Chime operates fully online and doesn’t have any physical branches. That means something amazing, that they are able to offer 100% fee-free banking. 
No overdraft charges. No minimum balance. No monthly service fees. No foreign transaction fees. No transfer fees.
Plus, over 38,000 free ATMs nationwide.
Best part? You can also get your paycheck two days early when getting paid via direct deposit. If you’re counting pennies at the end of the week, those 2 days mean the world. No need to get up from what you’re doing, or visit a branch, it’s all online baby.
Earn a $50 cash bonus when you use the referral link
 below to open a new Chime Spending Account & receive
 a payroll direct deposit of at least $200 within your first 45 days.

Edit: Since we’re living in England we thought it best to get a UK bank as well. Monzo is the number one rated online UK bank with good reason. Very similar to Chime, they offer your paycheck one day early, have no international fees and pay 1.54% interest on your savings account. After switching to online banking we would never go back to traditional banking with all of it’s fees.

Tell us YOUR Favorite Side Hustles!

What are your favorite “Make Money from Home” tips? Any great remote or freelance jobs we should add to this list? We’d love to hear your ideas and what’s working for you so we can share with our readers and grow together! 

Don’t forget to check out our full post about Usability Testing with the Top 8 Companies Hiring Now (2020) as well as The Top Ten Flexible Side Hustles for Digital Nomads!

2 thoughts on “Best Passive Income Apps to Earn Money & Gift Cards”

  1. oh, this article is exactly what I was searching for. from my very personal experience, I really enjoy using Honeygain app. It’s perfect to have in mind the fact that it pays just for being online (for sharing the unused Internet traffic). last month I got 33$ from it so would say it’s worth trying and continue using it cause it’s a passive income option what works and is legit. in addition, they give 5$ free with code – SECRET5 (if it didn’t change, but I believe they still give this promo:)))

  2. Awesome, really glad you enjoyed it, and well done for $33 on Honeygain! I love Honeygain too, because you literally don’t have to do anything once installed. Thanks for the additional promo code, of SECRET5 to try if FORUMBEE doesn’t work, make sure everyone gets their free $5! 🙂

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